About US

When times get tough, the tough get going. Niaba is your financial partner that helps you get through that tough financial time in just minutes.


Niaba Africa Limited is a credit only Micro-Finance Company licensed in Kenya under the Company’s Act. Niaba provides emergency loans to farmers and salaried individuals. We deliver cash in real time from the comfort of your phone and swift customer service.


Farmers remain the backbone of our economy, yet for many years, they have been locked out of traditional credit facilities because of long processes, difficult approvals, excess paperwork and collateral requirements that are unfavorable to farmers.


At Niaba, we have created a simple, fully digitized product that accessible using any mobile phone for real time application and disbursement of cash. Through this product, farmers and salaried individuals benefit from 24hr access to cash enabling them to quickly meet their financial needs.


Our product minimize administrative work and costs incurred by employers, Saccos or formal groups when processing advances making them more attractive to their employees or members.