How we work

Niaba offers secured advances to players in specific agricultural value chains as well as employed individuals at affordable rates.



No Savings Required! No Credit History! No Security Required!

our process

Process Image
1 Process Icon

We get your organisation on board

The Niaba team will interact with your organisation and negotiate terms and the best rates.

2 Process Icon

Download on Google Play Store or better yet use our messaging service

Use your Android smartphone to download Niaba from the Google Play Store or just message us on our Short Code.

3 Process Icon

Apply for your advance

Type in you Niaba ID number, Phone number, and amount and submit. Follow 3 simple instructions.

4 Process Icon

Receive your advance

Instantly via Mobile Money or to your Bank Account

Unlock your financial freedom!